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Saturday, August 8, 2009

Money,Money, Money.......BUDGETING!!

I woke up today and the first thing on my mind was money! How I was going to not only pay my own bills but help others aswell and still not end up broke again for 2 weeks. Its not a nice feeling knowing you have $4.98 in the bank and you have no lunch for that day. It sucks big time so I felt pretty good when firday morning rolled around and I knew I got paid at midnight. But that joy was short lived. My plan for this month and every month here after is to live off cash. I ama debit-a-holic. Everything is debit this debit that I dont carry cash. I find that because I am so addicted to my debit card I lose track of my spending really easily.

Yesterday I took out $100 paid $30 for Gas and $1.39 on a KitKat because I was so hungry at that moment. We went to T.O.D and bought two souvlacki pitas for $10, thena gyros with drink and thai with drink. In all we spent $20 on food down there; I think that was an amazing deal! Like when was the last time two people ate twice and drank once for $20 total LOL?

SO I woke up this morning with $45 left thinking (shit I'm missing $5 that I cant remember and)what am I going to do with this money and oh...by the way I just remembered I have to do laundry...Sooooo there goes $10-$13. Minus about $10 from my $45 and it leaves $35. My food budget for the week is $160. So $35-$160 is $125. That means I have to go to the bank and take out $125 for food and get to shopping.

Man this cash budget thing is going to be hard and tedious because I'm so not used to doing things this way but I need to get a reign on my finances and be smarter with my money. I think if I can do this now then down the line when life throws me a curve ball (like it always tends to do) I will be able to stand through it and be flexible instead of bend to the point of almost breaking. Thats my goal to stand and not bend like I have been doing lately.

Hope this helps someone! Talk to you later :)

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